Student loans for citizen with bad reputation - do they exist? The riposte is yes. In fact, if you are looking for a loan to pay for your college and you don't have good credit, there is a perfect loan out there for you. This loan is called the federal loan for students.
Federal loans, which include the Perkins loan and the Stafford loan, require no reputation check or cosigner. These loans not only don't require reputation checks but the they offer some of the lowest interest rates in the business. You will never get a better interest rate with poor reputation than that of a federal student loan.
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Poor reputation affects your potential to get loans and it also affects how much interest you end up paying on a loan. Fortunately with federal loans, the issue of reputation becomes a non issue.
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