The U.S. Federal Government is the single largest source of financial assistance for college students. In 2006 they provided more than billion to more than million students.
Federal Loans
Federal student Loans and Grants
Stafford Loans
There are 2 types of Stafford loans The 2 types are Federal house study Loan (Ffel) and Direct Loans Financial need is not required to qualify. Students must be enrolled at least half-time to be eligible.
Direct Loan
The William D. Ford Federal Direct Student Loan agenda is the formal name for Direct Loans or Direct Stafford Loans Eligible students borrow the funds directly from the U.S. Group of Education. There are 3 types of Direct Loans administered by the Group of Education. The 3 types are Direct Stafford Loans Direct Plus
Loans, and Direct Consolidation Loans The federal government will pay part of the interest for students who demonstrate financial need.
Ffel
Federal house study Loans (Ffel) are made by banks and private lending institutions. The 3 types of Ffel Loans are Ffel Stafford Loans Ffel Plus Loans and Ffel Consolidation Loans.
Plus Loan
Plus Loans are Parent Loans to for Undergraduate Students. Funds are borrowed by the parents of the student. The loans can be used to pay for all or a part of a student's undergraduate expenses
Federal Perkins Loan
Federal Perkins Loans are based on financial need. The educational custom loans the money to the student. Students do not have to be enrolled at least half-time as with Stafford Loans The interest rate is fixed at 5%.
Federal Grants For Students
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